PMI & Recasting

Drop PMI and recast your mortgage: equity thresholds, how to request PMI removal, and using a lump sum to lower payments without refinancing.

2 posts

Rates Just Jumped to Almost 7 Percent, So a Recast Beats a Refinance for Your Windfall

Rates Just Jumped to Almost 7 Percent, So a Recast Beats a Refinance for Your Windfall

Grant Pemberton · Sep 18, 2026 · 9 min read

Fannie Mae Will Let Your Servicer Call About Dropping PMI Now, Here's How to Beat Them to It

Fannie Mae Will Let Your Servicer Call About Dropping PMI Now, Here's How to Beat Them to It

Camille Dufresne · Sep 18, 2026 · 6 min read