PMI & Recasting

Drop PMI and recast your mortgage: equity thresholds, how to request PMI removal, and using a lump sum to lower payments without refinancing.

3 posts

Is PMI Tax Deductible Again in 2026

Grant Pemberton · Oct 13, 2026 · 6 min read

Rates Just Jumped to Almost 7 Percent, So a Recast Beats a Refinance for Your Windfall

Grant Pemberton · Sep 18, 2026 · 9 min read

Fannie Mae Will Let Your Servicer Call About Dropping PMI Now, Here's How to Beat Them to It

Camille Dufresne · Sep 18, 2026 · 6 min read