News

What the refinancing press and forums are saying · updated
From the press
NerdWallet Mortgages news ·

KLM Unveils New Delft House And Starlink Wi-Fi

KLM Royal Dutch Airlines celebrated its 107th anniversary with a new Delft miniature house modeled after a Dutch winery and Starlink Wi-Fi on long-haul routes.
HousingWire Mortgage news section ·

Homa raises $5M to expand across California, add mortgage lending

The brokerage, also live in Florida and Texas, offers buyers up to 2% of the purchase price back at closing
National Mortgage News ·

With rates sky-high, mortgages drag down banks' earnings

High mortgage rates aren't just a problem for homebuyers. As the loans grew more expensive, many banks reported that mortgages were a drag on their third-quarter financial performance.
CNBC Personal Finance ·

Equal-weight failed. Now tech stocks look shaky again. So what should you do about S&P 500 risk?

In 2025 and into 2026 investors were told to avoid S&P 500 tech stock risk by moving to equal-weight. That failed. Now the AI trade is reeling. So what's next?
Freddie Mac (Primary Mortgage Market Survey / Investor Relations) ·

Mortgage Rates Hold Steady at 7.40%

Freddie Mac Multifamily Announces Launch of Integrated Conventional Small Product for Loans Under $10 Million Content Import Wed, 04/15/2026 - 16:21 Read more about Freddie Mac Multifamily Announces…
The Mortgage Reports ·

September inflation reached 3.7%. What it could mean for mortgage rates before October 28

September inflation reached 3.7%, above forecasts. Here's how bond-market moves could affect mortgage quotes before the October 28 Fed decision.
Federal Reserve FOMC Meeting Calendar ·

Minutes of the Board's discount rate meetings on August 17, September 9, and September 16, 2026

Minutes of the Board's discount rate meetings on August 17, September 9, and September 16, 2026
NerdWallet Mortgages news ·

Weekly Mortgage Rates Fall, But Fannie Mae Forecasts Higher Rates Ahead

The average mortgage rate will climb to 7.5% in 2027, according to Fannie Mae.
HousingWire Mortgage news section ·

Mortgage industry reacts to Pulte’s absence at MBA Annual

MBA said 3,700 attendees still gathered in Chicago as FHFA director cited travel tied to housing funds
National Mortgage News ·

Build-to-rent communities now eligible for FHA financing

The Department of Housing and Urban Development gave these property owners the ability to receive FHA-insured financing through two multifamily programs.
CNBC Personal Finance ·

College was supposed to be ‘good debt.’ For many borrowers, it isn’t paying off

Rising college costs, growing student debt, changing repayment rules and a tougher job market are challenging the idea that student loans are "good debt."
The Mortgage Reports ·

I Own My House Outright and Want a Loan: Is It Possible? | 2026

Yes. If you own your house outright and want a loan, you can borrow against it with a home equity loan, a home equity line of credit (HELOC) or a […]
Federal Reserve FOMC Meeting Calendar ·

Federal Reserve Board releases results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the…

Federal Reserve Board releases results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the economic condition of American families
NerdWallet Mortgages news ·

What Credit Score Do You Need for a Secured Credit Card? (Based on Real Applications)

NerdWallet’s credit card application data shows the percentage of applicants approved for a secured credit card, by credit score band.
HousingWire Mortgage news section ·

Will home equity investments take flight once their regulatory status is resolved?

With the MBA forecasting mortgage volume below $2 trillion in 2027, Point is framing HEIs as a viable business alternative
National Mortgage News ·

Ginnie growth points to lender reliance on government loans

The securitization guarantor, which supports programs aiding first-time home buyers, veterans and rural communities, now has an over $3 trillion portfolio.
CNBC Personal Finance ·

Who gets to have 'good debt'? A sociologist, theologian, philosopher and other experts weigh in

Humans have debated the merits and morality of debt throughout history.
The Mortgage Reports ·

Home Equity Investment for Low Credit: Credit Score Requirements

Home equity investments are one of the most common HELOC alternatives, and borrowers with credit scores as low as 500 could be approved.
NerdWallet Mortgages news ·

Southwest to Tie Companion Pass to New Top Tier, Add Perks

Southwest is overhauling Rapid Rewards starting Jan. 1, 2027, with new Silver, Gold and Platinum tiers, a single points currency and new Icon airport lounges.
HousingWire Mortgage news section ·

New American Funding adds Mullinix Mortgage Group

Mullinix ranked No. 32 on HousingWire’s Top Purchase Originators list with $197.2 million across 355 units
National Mortgage News ·

New-home sales dip shows need to focus on revenue streams

Rising rates drove applications for new-home purchases down 8%, with sales and lending now both below last year's pace, the Mortgage Bankers Association said.
CNBC Personal Finance ·

She made college ‘good debt’ for herself. Can she do the same for her daughter?

A generation ago, it was more common to put yourself through school. For reasons including rising education costs, It's a feat that's now far less manageable.
The Mortgage Reports ·

How To Get A HELOC | Process & Requirements 2026

HELOCs are a great way to turn home equity into cash without refinancing. Learn how to get a HELOC in this step-by-step guide.
NerdWallet Mortgages news ·

Early Look: Inside Southwest’s Upcoming Lounges

For people who like low fares and hate fees, Southwest Airlines is one of the best airlines out there — and the Southwest Rapid Rewards program is one of the…
HousingWire Mortgage news section ·

Former X CEO Linda Yaccarino joins Better’s board

Appointment follows proxy fight that restored Vishal Garg’s influence
National Mortgage News ·

Mortgage rates flat this week, but prepare for uncertainty

With how investors are reacting to inflation news and its impact on stocks, it would not take much to move markets in either direction when it comes to rates.
CNBC Personal Finance ·

The problem with 'good debt': Why borrowers should think twice about the label

Mortgages and student loans are often called "good debt." Experts say that label can hide the real question: Can you actually afford the risk?
The Mortgage Reports ·

Home Equity Loan for an ADU or Home Addition: How It Works

Thinking about using a home equity loan to build an ADU or addition? Learn how much you can borrow, how it compares to renovation and...
NerdWallet Mortgages news ·

Mortgage Rates Today, Thursday, October 15: A Little Higher

TL;DR: Mortgage rates went up today, but not as much as they could have.
HousingWire Mortgage news section ·

NRMLA asks DC Council to expand reverse mortgage fee exemption

Trade group cites TILA and Regulation Z, says exemption should cover proprietary products available to borrowers under 62
National Mortgage News ·

Fintech Homa adds mortgage lending as AI competition heats up

The company, which completed full artificial intelligence closings earlier this year, claims to return up to 2% of the purchase price to some buyers.
CNBC Personal Finance ·

USPS postmarks can lag mailing dates. What taxpayers and voters should know

USPS postmark dates may differ from mailing dates, affecting Oct. 15 tax filings and mail ballots with state-specific deadlines.
NerdWallet Mortgages news ·

How to Tailgate on a Budget

Hosting a pregame party doesn’t have to be expensive with a little extra planning.
HousingWire Mortgage news section ·

New home mortgage applications fell 8% in September as rates rose

Builder Application Survey data also shows a 12% drop in estimated sales to a 584,000 annual pace, the weakest since April 2020
National Mortgage News ·

Diminished homebuyer demand signals risk for lenders

There were an estimated 62.6% more home sellers than buyers in the housing market last month, the biggest gap since at least 2013, according to Redfin.
CNBC Personal Finance ·

Social Security Administration announces 3.6% cost-of-living adjustment for 2027

With a 3.6% COLA for 2027, Social Security retirement benefit checks will go up by $75 per month, on average, the agency said.
NerdWallet Mortgages news ·

What to Do With 100,000 Capital One Miles

Capital One miles rewards have a number of flexible redemption options, and when you have accumulated 100,000 miles, you have an array of ways to spend them
HousingWire Mortgage news section ·

Pineapple Financial rebrands as Pentiv, launches US mortgage broker intelligence platform

The Canadian-based company hired former SoFi executive Usman Maher as it seeks growth in the U.S.
National Mortgage News ·

Banks face liability over use of AI chatbots, report finds

Financial institutions that have replaced human customer-service agents with AI chatbots may be violating existing state and federal consumer-protection laws, if they provide inaccurate information…
CNBC Personal Finance ·

Here's the inflation breakdown for September 2026 — in one chart

The consumer price index rose by 3.7% in September, on the back of higher gasoline and energy prices largely due to the Iran war.
On the forums
receiving ~80k in settlement. Should I invest or pay off debt?
r/personalfinance · 54 · 237 Debt
The rates I just got on my mortgage
r/Mortgages · 64 · 77
The dream house at the right price… with one catch: an in-ground pool. Would you buy it?
r/RealEstate · 113 · 557 Homebuyer
Can someone dumb it down maxing 401k over brokerage?
r/personalfinance · 110 · 125 Planning
Does anyone see their payoff year and just wonder if the world will be rubbles by that point? February 2052 for mine
r/Mortgages · 112 · 51
Update on the Hostile Seller at the Inspection of the House
r/RealEstate · 549 · 118
Is VSP vision insurance worth it, or should I just pay out of pocket?
r/personalfinance · 103 · 83 Insurance
Buyer wants $10k after sewer scope — is this a reasonable defect/repair request?
r/RealEstate · 67 · 242
What should I do with unpaid child support I received after my dad's bankruptcy? How should I invest?
r/personalfinance · 206 · 77 Investing
FT: US 10-year Treasury yields risk hitting 6% for first time since 2000, Pimco says
r/RealEstate · 229 · 84
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