News

What the refinancing press and forums are saying · updated
From the press
National Mortgage News ·

Jeff Taylor, mortgage tech OG, leaving Digital Risk

The serial entrepreneur, who also created Rapid Reporting and American Transfer & Trust, plans to remain active in industry causes, a LinkedIn post said.
NerdWallet Mortgages news ·

How I Earned 1 Million Points With My Family Cruise Booking

Booking a cruise through an airline-branded cruise portal may help you earn thousands of miles and possibly elite status, especially if you have an airline credit card.
HousingWire Mortgage news section ·

Key Mortgage hires Kevin Christopher as SVP of production

Christopher ran retail mortgage sales across 17 states at JPMorgan Chase’s central division
Federal Reserve FOMC Meeting Calendar ·

Federal Reserve Board announces termination of enforcement action with SNB Bancshares and Bank of Eufaula

Federal Reserve Board announces termination of enforcement action with SNB Bancshares and Bank of Eufaula
CNBC Personal Finance ·

Social Security reform plans could sway voters in battleground Senate races, survey finds

Senators elected this November will be in office when Social Security's retirement trust fund is projected to run dry.
The Mortgage Reports ·

Buying Your Parents’ House to Fund Their Care: Smart Move or Tax and Medicaid Trap?

Thinking of buying your parents' home at market value and renting it back so they have cash for care? Here's how the mortgage...
National Mortgage News ·

Home buyers hold the clear upper hand in today's market

Almost 45% of buyers received a seller concession this summer, while more than 15% saw a reduction in the asking price to go along with it, according to Redfin.
NerdWallet Mortgages news ·

Locked Out: Should You Take ‘Free Money’ to Buy a Home?

Homebuying assistance programs can lower your upfront costs, but weigh the trade-offs first.
HousingWire Mortgage news section ·

Better board fight escalates as Vishal Garg selects 3 director candidates

Garg moved the written consent deadline to Oct. 2, while Better says he has not produced consents showing majority support
Federal Reserve FOMC Meeting Calendar ·

Federal Reserve Board issues enforcement actions with former employee of Northstar Bank, former employee of American Express Travel Related Services Company,…

Federal Reserve Board issues enforcement actions with former employee of Northstar Bank, former employee of American Express Travel Related Services Company, Inc., and former employee of Regions Bank
CNBC Personal Finance ·

AI stock swings could affect your 401(k). Here’s what retirement savers need to know

Retirement savers may be affected by swings in the artificial intelligence trade. Here is how to assess the risk without making a rash move.
The Mortgage Reports ·

Inheriting a Reverse Mortgage: Should You Pay It Off, Refinance, or Sell?

Inherited a home with a reverse mortgage? Learn your three options, pay it off, refinance, or sell, plus how the non-recourse rule protects you.
National Mortgage News ·

Renovation financing opportunities await lenders, survey finds

With 55% of homeowners planning to renovate rather than relocate, demand for home improvement capital will be strong even if the purchase market slows further.
NerdWallet Mortgages news ·

Quiz: What’s the Best Way to Make Money?

Answer a few quick questions to find the right side hustle for you. Spoiler alert: Selling feet pics or your own plasma are not on the list.
HousingWire Mortgage news section ·

The unseen shift in agency pools: How ‘lender choice’ is quietly repricing specified pools

Rising VantageScore 4.0 concentrations are adding uncertainty to credit-based pay-ups and prepayment models
Federal Reserve FOMC Meeting Calendar ·

Federal Reserve issues FOMC statement

Federal Reserve issues FOMC statement
CNBC Personal Finance ·

IRS tax debt agreements have plummeted: 'I've never seen a number that low,' taxpayer advocate says

More taxpayers have been applying for an "offer in compromise" since 2023, but the IRS has accepted far fewer requests. Tax experts are unsure why.
The Mortgage Reports ·

In-Law Suite and ADU Financing: HELOC vs. Cash-Out Refinance vs. Construction Loan

Building an in-law suite or ADU for a parent? Compare a HELOC, cash-out refinance, and construction loan, and see which protects your low mortgage rate.
National Mortgage News ·

Florida home sellers cut prices, add to pressure on Lennar

Another challenge for homebuilders contending with sluggish demand and high mortgage rates: price competition from a growing supply of existing homes.
NerdWallet Mortgages news ·

Mortgage Rates Today, Friday, September 18: No Change

Mortgage interest rates take a breather as bond markets digest all of this week's Fed news.
HousingWire Mortgage news section ·

Gateway First Bank to acquire Colonial Savings

The transaction is expected to close in the first quarter of 2027
Federal Reserve FOMC Meeting Calendar ·

Federal Reserve Board and Federal Open Market Committee release economic projections from the September 15-16 FOMC meeting

Federal Reserve Board and Federal Open Market Committee release economic projections from the September 15-16 FOMC meeting
CNBC Personal Finance ·

As Republicans tout Trump's 'big beautiful bill,' here's who the tax breaks benefited most

As the midterm elections approach, Republicans are touting President Donald Trump's "big beautiful bill" to voters. Here's who benefited from the tax cuts.
The Mortgage Reports ·

Should You Do a Cash-Out Refinance to Pay for a Parent’s Care?

Thinking about a cash-out refinance to fund your parent's care? See how it compares to a HELOC, what giving up your low rate really...
National Mortgage News ·

Trump backs Warsh, faults 'hostile' Fed board for rate hike

Trump's comments suggest he is willing to give his hand-picked chairman leeway, even as he increases pressure on the central bank to lower borrowing costs.
NerdWallet Mortgages news ·

Is Your Home Insurance Enough to Weather a Disaster? How to Check

Here’s how to check for gaps in your home insurance before it’s too late.
HousingWire Mortgage news section ·

UWM says 25% of borrowers benefit from new credit score model

Lender’s data lines up with analysts’ estimates based on historical performance
CNBC Personal Finance ·

Lawmakers must 'keep their options open' on Social Security reform, former Treasury Secretary Jack Lew says

The next U.S. president and candidates for Senate this November will be tasked with addressing Social Security's funding shortfall.
The Mortgage Reports ·

HECM for Purchase vs. a Bigger Conventional Mortgage: Buying a Multigenerational Home

Buying a bigger home so a parent can move in? Compare a HECM for Purchase against a bigger conventional mortgage: who qualifies, down...
National Mortgage News ·

Mortgage rates near 7% but expected to ease by December

Last week's bond market turmoil continued leading up to the FOMC decision on Wednesday, pushing the 30-year fixed to near or over 7%, depending on the source.
NerdWallet Mortgages news ·

I Used Credit Card Rewards to Fund a European Vacation — and It Still Cost a Fortune

Credit cards can help you save money on travel, but a completely free trip isn’t realistic.
HousingWire Mortgage news section ·

Foreclosure filings rise 13% year-over-year, South hit hardest

Lenders repossessed 5,794 properties through completed foreclosures in August
CNBC Personal Finance ·

Fed raises rates: What it means for your credit cards, mortgages, savings accounts and auto loans

The Fed's quarter-point rate hike will impact a range of consumer borrowing and savings costs, including mortgages, credit cards, car loans and deposit rates.
The Mortgage Reports ·

How to Pay for Aging-in-Place Home Modifications for a Parent

From grab bars to a full accessible remodel, here's how to fund each cost tier of making a parent's home safe: grants, waivers, and...
National Mortgage News ·

SEC eyes repeal of rule allowing shareholder proposals

The Securities and Exchange Commission said Rule 14a-8 exceeds its statutory authority and intrudes on matters of state law. Shareholder advocacy groups, however, argue that repealing the rule could…
NerdWallet Mortgages news ·

Can Redditors (and Experts) Help You Spend Less on Groceries?

Rethink your shopping habits and leverage loyalty programs to cut food costs.
HousingWire Mortgage news section ·

Need a boost with reverse mortgage conversion rates? Direct mail could be the answer

Mutual of Omaha Mortgage cites heavy same-day reads of direct mail among seniors, as well as higher ROI for these campaigns
CNBC Personal Finance ·

Living abroad doesn't end your U.S. tax obligations. What young expats need to know

Americans living overseas may still face U.S. tax-filing and foreign-account reporting rules — even when they ultimately owe no U.S. income tax.
The Mortgage Reports ·

Funding a Parent’s Home Modifications: Should You Borrow Against Your Home or Theirs?

Deciding who should borrow to fund a parent's home modifications? Compare using your own income and equity vs. your parent's home, and...
National Mortgage News ·

CFPB director-designate Brian Johnson clears Senate Banking

Brian Johnson's nomination to lead the Consumer Financial Protection Bureau advanced to the full Senate Thursday morning in a party-line vote.
NerdWallet Mortgages news ·

Mortgage Rates Today, Thursday, September 17: Fed Hikes, Rates Over 7%

Mortgage interest rates already incorporated yesterday's widely-anticipated increase from the Fed. Here's what to expect next.
HousingWire Mortgage news section ·

FirstClose launches Lender Portal for home equity leads

Workspace unifies lead intake, soft pull eligibility checks and borrower engagement tracking for XpressEquity users
CNBC Personal Finance ·

Trump Account contributions have a Dec. 31 deadline — and employers can complicate the math

Employers can offer Trump Account employee benefits via direct contributions or by allowing workers to make pre-tax contributions to a child's account.
The Mortgage Reports ·

Reverse Mortgage and Inheritance: Can You Get Renovation Money Now and Still Keep the House in the Family?

Worried a reverse mortgage means your family loses the home? Learn how heirs can keep or sell a HECM home, what happens to equity, and...
On the forums
Am i being selfish or smart by not giving money to parents?
r/personalfinance · 61 · 35 Other
It's almost impossible to sell a condo unit these days: 'I feel trapped' — Morningstar
r/RealEstate · 63 · 59 Buying a Condo
We are behind on our mortgage. What can we do?
r/Mortgages · 17 · 54
New Job No 401K Match
r/personalfinance · 169 · 84 Investing
Finished basement and added bedroom with no permit
r/RealEstate · 68 · 87
Update, 4 weeks later. Mortgage rates keep climbing, the "why" is still six things at once. What it would take now to flatten, or actually bring rates down.
r/Mortgages · 70 · 34
Leave a stable $96k job for $63k + 20% equity at a startup?
r/personalfinance · 666 · 309 Planning
Are the sellers delusional, the listing agents, or a combination of both?!!
r/RealEstate · 43 · 69 Realtor to Realtor
HEI - tax impact if your home already has appreciated $500k
r/Mortgages · 5 · 5
Parents who didn’t have college fully funded… tell me how you made it work.
r/personalfinance · 608 · 615 Other
The is Seller is unwilling to close when the contract states we should close because of his 2 week vacation.
r/RealEstate · 267 · 306 Homebuyer
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